4 Apps to Stretch Your Dollar in 2020

Being a law school student, you have to figure out creative ways to save your money and stretch your dollar as far as it can. There are 4 apps that I use everyday that help me do that. I figured these tips would be useful to all of you out there that wan’t to save some money in 2020!

Drop

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Drop is an application that gives you points for money that you spend at everyday stores that you already spend money at. You can pick 5 stores to get points from and then others as you go! For all you Starbucks and Target lovers out there, you get points every time you spend and then can redeem those points for great gift cards. This application is a no brainer because you just link your card and it tracks your spending for you. All you do is spend normally and you get the points. It’s like free gift cards! Sign up today at the link here and get $5 to start off with https://b.ewd.io/code?c=f29pi

Fetch Rewards

Fetch functions the same way but rather than the application automatically tracking your spending you have to take a photo of your receipts. This is mostly for stores like Target, Costco, Grocery Stores. They reward you with points depending on the brands you buy. For example, I have turkey bacon every morning for breakfast and I love the Oscar Meyer ones. When I scan my grocery receipt, I get a couple 100 points for buying an Oscar Meyer product. Again, you get rewarded for buying the brands you love anyway! You can redeem the points for gift cards too or donate them to charities! Again, this is you getting rewarded for money you are already spending. Download the app with this link and automatically get 2,000 points when you scan your first receipt. https://fetchrewards.onelink.me/vvv3/referraltext?code=8BGM2

Rakuten Formerly Ebates

Rakuten is both a phone app and a widget that you add onto your browser such as Chrome or Safari. Rakuten automatically partners with certain websites such as Macy’s, Target, World Market, Travel Sites. There are so many that I can’t name them all. But when you install the widget, it will automatically alert you when you’re shopping on the website to activate the cash back. You can get 1%-10% back depending on the site. Again, an easy way to earn cash back on money that you are already planning to spend. So do not leave it on the table. You get paid out every quarter via Paypal. Again, a no brainer. Get an automatic $10 by signing up and using this link https://go.ebat.es/LAKSHM1440?eeid=45830.

iBotta

iBotta is similar to Fetch in that you scan receipts to redeem coupons that are available on certain products. You go to the store that you normally go to and scan to redeem the offers on the products that you normally buy. Once you go to the store and buy them, you scan the receipt on iBotta and it will automatically credit you the cash back on each product. Once you reach $20, you can automatically get the payout via PayPal. Again, this is the modern way of couponing. Again, this is practically money that you should be getting and you’re leaving on the table because you’ve already spent it. You just didn’t know it was available. Sign up through this link and start saving: https://ibotta.com/r/xwfvova

What are you waiting for!

Sign up for these four applications and start saving money that is already yours. Better yet, do what I do and combine them. For example, I double dip and get points on Drop from shopping on Target.com but will also get 1% back by using Rakuten. You can layer and get points on multiple apps for just one trip at the store. So, start hitting your 2020 goals by using these apps and then you might have enough savings to treat yourself at the end of it!

Lakshmi Reddy